Factoring for SMEs and startups

Turn unpaid invoices into dependable liquidity.

Pro-Factoring buys unpaid invoices, finances receivables and helps businesses protect cash flow without adding conventional bank debt.

Indicative funding speed 0 hours after invoice approval
0hour funding target
0EUR annual turnover from
0core client sectors
0percent focus on receivables
Core services

Finance, protect and simplify your accounts receivable

24-hour liquidity

Approved invoices can be converted into available cash within 24 hours, supporting payroll, purchasing and growth decisions.

Debtor management

Our team handles debtor accounting, payment tracking, reminders and collection steps with a respectful communication style.

Default-risk coverage

Receivable loss risk can be transferred so management can plan around reliable incoming cash rather than uncertain due dates.

Process

From invoice to liquidity in clear steps

1

Send invoice data

You submit eligible B2B invoices and basic debtor information for a fast funding assessment.

2

Receive an offer

We review the receivable, pricing, debtor quality and the factoring structure that fits the business model.

3

Get liquidity

After approval, liquidity can arrive within 24 hours, while we monitor payment and debtor communication.

4

Reduce administration

Debtor accounting, reminders and collection processes move into a structured service workflow.

Manufacturing team using production controls
Who we serve

Built for ambitious companies from EUR 50,000 annual turnover

Our clients include manufacturing companies, craftsmen, trade businesses and service organizations that need liquidity before their customers complete payment runs.

The collaboration is personal, fast and pragmatic. We combine invoice purchasing with debtor accounting, payment monitoring, reminders and collection processes so management can focus on profitable work.

Explore industries

“The Pro-Factoring team gave our finance department a calmer rhythm. We can plan material purchases because eligible invoices are no longer stuck in long payment terms.”

Managing Director, industrial supplier

“Professional reminders, clear reporting and fast liquidity helped us grow without stretching supplier relationships.”

Founder, B2B services company

Ready to turn receivables into working capital?

Speak with Pro-Factoring about invoice purchasing, debtor management and risk protection for your next stage of growth.

Start a conversation