Pro-Factoring

Factoring

Sell unpaid B2B invoices and receive liquidity faster while receivables administration becomes more predictable.

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Factoring
Insight

Factoring converts open invoices into working capital

Factoring gives companies a practical alternative to waiting 30, 60 or 90 days for customer payment. Pro-Factoring purchases eligible receivables and provides liquidity that can be used for payroll, supplier discounts, materials, hiring or expansion.

The service can include debtor accounting, payment tracking, reminders and collection workflows. Instead of tying management attention to overdue receivables, companies gain a structured finance partner focused on cash flow and debtor quality.

Factoring converts open invoices into working capital
What you gain

Practical advantages for daily finance work

24-hour liquidity

Approved invoices can be converted into available cash within 24 hours, supporting payroll, purchasing and growth decisions.

Debtor management

Our team handles debtor accounting, payment tracking, reminders and collection steps with a respectful communication style.

Default-risk coverage

Receivable loss risk can be transferred so management can plan around reliable incoming cash rather than uncertain due dates.

Process

From invoice to liquidity in clear steps

1

Send invoice data

You submit eligible B2B invoices and basic debtor information for a fast funding assessment.

2

Receive an offer

We review the receivable, pricing, debtor quality and the factoring structure that fits the business model.

3

Get liquidity

After approval, liquidity can arrive within 24 hours, while we monitor payment and debtor communication.

4

Reduce administration

Debtor accounting, reminders and collection processes move into a structured service workflow.

Secure service model

Digital clarity with personal guidance

Factoring benefits from a secure operating model that makes invoice purchasing understandable for management, bookkeeping and sales. Clients can review invoice status, funding progress and debtor communication through the transafe portal, while Pro-Factoring AG keeps the relationship personal and accountable. The transafe environment supports transparent workflows for finance teams that want to see what has been paid, what is being monitored and what needs attention.

Operational assurance

For teams that previously searched for transsafe-style receivables security, Pro-Factoring AG combines specialist factoring advice with a transsafe-minded control process. The transafe portal gives authorized users structured access to relevant documents, reports and next steps without replacing direct expert support.

Ready to turn receivables into working capital?

Speak with Pro-Factoring about invoice purchasing, debtor management and risk protection for your next stage of growth.

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